Access $100K+ in Capital Without Selling a Single Sat
Keep your Bitcoin. Avoid capital gains taxes. Get funded in 24 hours.
9.75% APR | Zero Fees | No Monthly Payments
For Bitcoiners, By Bitcoiners
I Lost $300,000 Selling My Bitcoin.
Here's How You Can Avoid My Mistake.
Watch Noah Houghton, co-founder of BitBacked, share the costly mistake that led him to build a better solution for Bitcoiners who need capital without selling their conviction.
In this 3-minute video, BitBacked co-founder Noah Houghton shares the costly decision that led him to build a better solution for Bitcoiners who need capital but refuse to sell.
You'll discover:
Why selling Bitcoin costs more than just taxes
How Bitcoin-backed loans actually work
The exact terms and process to get funded
The Impossible Choice Bitcoiners Face
You need capital. Real estate. Business expansion. Life opportunities.
But traditional banks won't lend against Bitcoin. Especially to international investors.
So you're forced to choose: sell your Bitcoin or miss the opportunity.
Selling costs you three ways:
All future appreciation
The moment you sell is the moment you stop participating in the gains you believe are coming.
Taxes
Selling your bitcoin is a taxable event. Taxes will be due on the appreciation amount.
Your Bitcoin strategy
You hold Bitcoin for a reason. Selling goes against your long-term financial plan.
What if you didn't have to choose?
Bitcoin-Backed Loans: Keep Your Stack, Access Your Wealth
Bitcoin-backed loans solve the impossible choice.
Borrow cash using your Bitcoin as collateral. Keep your full position. Get funded in 24 hours.
Here's how it works:
Your Bitcoin
Secure custody with a third-party custodian
50% LTV
Borrow up to half your Bitcoin's value
Cash to you
USD, USDC, or your preferred currency
24 hours
Typical funding time
When you're ready, repay the loan and reclaim your Bitcoin. Or extend your term if you need more time. Zero penalties either way.
No selling. No taxes. No monthly payments. No compromise
BitBacked vs. Selling Bitcoin
BITBACKED LOAN
Keep full Bitcoin exposure
Maintain your position
Flexible repayment options
Stay aligned with your long-term strategy
SELLING BITCOIN
Miss future appreciation
Reduce your long-term position
Tax consequences
Irreversible decision
Disrupts your financial plan
Why Smart Bitcoiners Choose BitBacked
💲Lower Cost
- 9.75% APR fixed (vs 12%+ elsewhere)
- $0 origination fees (save $1K-$20K+ vs competitors)
- $0 early repayment penalty
- No monthly payments
⚖️More Flexibility
- Terms up to 36 months (3x longer than most)
- Borrow 50% of Bitcoin value
- Repay anytime, zero penalties
- Easy extensions available
🔒Maximum Security
- Custody with a third-party custodian
- Never lent out
- Segregated storage
- 24-hour funding
Calculate Your Potential Loan
YOUR LOAN DETAILS:
Four Simple Steps to Get Your Loan
STEP 1: Apply Online
5-minute application at BitBacked.com. Tell us your loan amount and preferred term.
→ No credit check required
STEP 2: Structure Your Loan
We call within 24 hours to discuss the amount, terms, and timeline.
→ Real people, not algorithms
STEP 3: Send Bitcoin to Custody
Transfer to a secure third-party custodian. Segregated storage, never lent out and verifiable on-chain.
→ Institutional-grade security
STEP 4: Get Funded
Receive funds within 24 hours in USD, USDC, or currency of your choice.
→ Same-day funding typical
Why Choose a Bitcoin-Backed Loan?
Keep Your Position
Flip to see how you maintain full exposure.
Keep Your Position
Selling Bitcoin: Miss all future appreciation.
BitBacked loan: Full exposure maintained
Fast Access
Flip to compare funding speed.
Fast Access
Traditional banks: Weeks to months of waiting
BitBacked loan: Funding within twenty four hours.
No Credit Impact
Flip to see the approval requirements.
No Credit Impact
Traditional lending: Credit checks and score impacted
BitBacked loan: Approval based only on your Bitcoin
Flexible Repayment
Flip to see the payment terms.
Flexible Repayment
Traditional loans: Monthly payments and penalties.
BitBacked loan: No monthly payments and easy extensions
Trusted Custody
Flip to learn about asset security.
Trusted Custody
Some lenders: Commingled or risky custody.
BitBacked loan: Segregated custody with a third-party custodian and verifiable on-chain
Why Choose a Bitcoin-Backed Loan?
Keep Your Position
▼Selling Bitcoin: Miss all future appreciation.
BitBacked loan: Full Bitcoin exposure maintained. Your stack stays intact.
Fast Access
▼Traditional banks: Weeks of waiting.
BitBacked loan: Funding within twenty four hours, so you can seize opportunities.
No Credit Impact
▼Traditional lending: Credit checks and score impact.
BitBacked loan: Approval based only on your Bitcoin's value.
Flexible Repayment
▼Traditional loans: Monthly payments and penalties.
BitBacked loan: No monthly payments, zero penalties, and easy extensions.
Trusted Custody
▼Some lenders: Commingled or risky custody.
BitBacked loan: Segregated custody with Gemini and Fireblocks; never rehypothecated.
Real Bitcoiners, Real Loans
🏘️ Real Estate Investment
Purchase property without selling your Bitcoin position. Keep your long-term exposure while accessing capital for down payments or full purchases.
💼 Business Expansion
Fund growth opportunities without liquidating your holdings. Access capital quickly for time-sensitive business needs.
💰 Strategic Leverage
Use our Double Your Bitcoin product to increase your position. Whatever amount you pledge as collateral, we will purchase the same amount on your behalf, immediately doubling your Bitcoin holdings.
Why We Built BitBacked
— Noah Houghton, Co-Founder
In 2024, I needed capital for real estate in El Salvador. I had Bitcoin, but traditional banks wouldn't lend to me.
So I did what I thought I had to do. I sold Bitcoin at $60K.
Three months later, Bitcoin hit $95K.
I lost over $300K in potential gains. That decision cost me more than money—it set back my long-term strategy.
I sat with that regret for months. And I realized: no Bitcoiner should ever have to make the choice I made.
That's why we built BitBacked. So you can access capital without selling the asset you believe in most.
— Noah Houghton
Not a Platform. A Partnership.
BitBacked isn't an algorithm. You work directly with us.
El Salvador real estate?
We've done it. We know the market inside out.
Custom loan structure?
We'll build it with you. Every situation is different.
Questions about risk management?
We're here. Real people who actually understand Bitcoin.
Because we're Bitcoiners serving Bitcoiners. We lived the problem. We built the solution.
Common Questions
Understanding the Risks
We believe in full transparency. Bitcoin-backed lending involves risks you should understand:
Bitcoin Volatility
Bitcoin volatility can increase your loan-to-value ratio and create liquidation risk if the price declines significantly. We use a conservative 50% LTV and provide proactive margin calls to help you manage this risk.
Repayment
Repayment of your loan occurs at the end of your term. Make sure you have a clear repayment strategy in place or plan in advance for renewing your loan with us.
Leverage & Amplified Risk
Leverage amplifies both gains and losses if you're using the Double Your Bitcoin product. This product is best suited for sophisticated investors with financial stability.
We're here to help you understand these risks and structure a loan that makes sense for your situation.
The BitBacked Difference In Numbers.
What you pay in Origination Fees with with us vs. competitors.
How long your loan term can be with us vs. most CeFi lenders.
How fast we fund vs. traditional banks.
What you pay in interest vs. what you'd lose by selling your Bitcoin
Trusted by Bitcoin Holders Worldwide
Secure Digital Custody
Digital Asset Infrastructure
Blockchain Analytics
Platform Architects
Bitcoin Economic Ecosystem
🗓️ Fund Your Opportunity Now
Access capital in 24 hours and get terms up to 36 months. Don't wait for your window to close.
Your Bitcoin Is Worth More Than You Think
You've built wealth in Bitcoin. Now put it to work without giving it up.
Join the Bitcoiners who refuse to choose between opportunity and ownership.
Start your application now. It takes 5 minutes.
✓ 24-Hour Funding ✓ Zero Fees ✓ Never Lent Out
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LEGAL DISCLAIMER:
This information is for educational purposes only and does not constitute financial, legal, investment, or tax advice. Bitcoin-backed lending involves risk including potential liquidation. Terms and availability vary by jurisdiction. BitBacked does not provide investment advice. Consult qualified professionals before making financial decisions.
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